Published October 1, 2026 in Market Update

One part of the market is moving faster than the national pace

By Michelle Doherty

Real estate, Primary market

Freddie Mac put the 30-year fixed rate at 7.03% as of September 24, 2026. Rates that high slow things down nationally. But the Real Estate Data Aggregator counted 100 homes sold in ZIP 92708 in the three months ending July 31, 2026. That is up 9.9% from the same months of 2025. The market did not stop.

That 58.5% figure from the Real Estate Data Aggregator is the share of 92708 homes that went under contract within two weeks of listing. Realtor.com reported typical days on market across the U.S. at 61 days for the week ending September 19, 2026. The Real Estate Data Aggregator put the median days on market in 92708 at just 29 days. That is less than half the national pace.

How the ZIP codes compare on speed

ZIP 92683 was close behind, with the Real Estate Data Aggregator showing 55.8% of homes under contract within two weeks. That share is up 13.9 points from the same months of 2025. Buyers there are deciding faster than they were a year ago.

ZIP 92649 was the slowest of the group. The Real Estate Data Aggregator put its two-week contract share at 27.3%. That is less than half the rate in 92708. Not every part of this market moves at the same speed.

Supply is tight in the faster ZIPs

The Real Estate Data Aggregator counted 1.9 months of supply in 92708. The National Association of Realtors put the national figure at 4.9 months, the highest in over ten years. So while the national picture has more homes sitting, 92708 has very little to choose from. That shapes how buyers and sellers behave.

Prices moved in different directions

The Real Estate Data Aggregator showed the median sale price in 92646 down 3.6% from a year before. In 92648 and 92626, prices dipped 4.7%. Those are honest drops worth knowing. At the same time, 92649 rose 14.3% and 92627 rose 11.3%. The Federal Housing Finance Agency put U.S. house prices up just 2.1% year over year through the second quarter of 2026. Several of these ZIPs beat that national number.

Homes are still selling above list in some ZIPs

The Real Estate Data Aggregator found that 58.8% of homes in 92683 sold above list price. That is the highest of any ZIP here. In 92649, only 21% did. In 92648, the average sale price was 99.2% of list, meaning sellers got a little less than they asked on average. Pricing matters more in those ZIPs.

Pending sales show where demand is building

The Real Estate Data Aggregator counted 106 pending sales in 92708, up 16.5% from a year before. In 92646, pending sales fell 16.7%. More demand is flowing into some ZIPs and pulling back in others. That gap matters when you are picking a price or a timeline.

What this means for you

For sellers: the faster ZIPs reward strong prep and a sharp price. The Real Estate Data Aggregator showed 92708 homes selling at 101.3% of list on average. That kind of result does not happen by accident.

For buyers: in 92708 and 92683, more than half of homes went under contract within two weeks. That leaves less time to think. Knowing what you want before you look helps.